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Checking Accounts

PDF Description of Accounts

	Description	Checks, Deposits, Deposit Items / Mo.*	Debit Card/ Electronic Transactions	Checks	Deposits	Deposit Items	Min. Daily Balance to Avoid Service Fee	Service Fee
$100 required to open all business checking accounts, $1,000 required to open Business Money Market Account. Canceled Check Images supplied free to all accounts. Business Debit Cards supplied free to all accounts except for Business Money Market and NOW Account. * Unlimited FREE Stock Yards POS debits, ATM debits, Visa/MC debits and credit, or ACH receipts. 4 Non-Stock Yards Bank ATM transactions – FREE, in excess of 4 is $2 thereafter. Checks, Deposits and Deposit Items per month in excess of the limit are $0.30 each. ** Business Money Market Account allows a maximum of 6 withdrawals, 3 of which can be checks.
Business Analysis Checking	Earnings credit is applied to average monthly collected balance as an offset against transaction fees	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Consult Treasury Management	Consult Treasury Management
Business Money Market	A limited transaction account that earns interest with a minimum balance requirement	See Below**	Six - FREE **	Three - FREE**	Unlimited – FREE	Unlimited – FREE	$1,000	$10.00 (if balance falls below min.)
NOW Account	An unlimited transaction account that earns interest for Sole Proprietorships and Non-Profits	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	$500	$5.00 (if balance falls below min)
Premium Business Checking	A high volume transaction account with a minimum balance requirement	500	Unlimited – FREE	500 items ($0.30 for each > 500)			$10,000	$17.00 (if balance falls below min.)
Business Checking Plus	A medium volume transaction account with a minimum balance requirement	300	Unlimited – FREE	300 items ($0.30 for each > 300)			$3,000	$17.00 (if balance falls below min.)
Business Checking	A low volume transaction account with a minimum balance requirement	150	Unlimited – FREE	150 items ($0.30 for each > 150)			$1,000	$17.00 (if balance falls below min.)
No Minimum Business Checking	A low volume transaction account with no balance requirement	75	Unlimited – FREE	75 items ($0.30 for each >75)			$0	$0

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