CONSUMER CONSENT TO ELECTRONIC RECEIPT OF ELECTRONIC DISCLOSURES
From time to time, Stock Yards Bank & Trust Co (we, us, our, or Company) may be required by law to provide to you certain written notices, agreements, disclosures or other documents. Described below are the terms and conditions for providing to you such notices, agreements, disclosures or other documents, electronically through the electronic signing system. Please read the information below carefully and thoroughly, and if you can access this information electronically to your satisfaction and agree to these terms and conditions, please confirm your agreement by checking the ‘I agree’ button at the bottom of this document. If you do not agree with this process, please let us know as described below. Please also see the paragraph that describes the consequences of your electing not to receive delivery of the notices and disclosures electronically from us.
Getting paper copies
At any time, you may request from us a paper copy of any record provided or made available electronically to you by us. You will have the ability to download and print documents we send to you through our electronic document signing system during and immediately after a signing session for a period of 7 calendar days and you may access them for a limited period of time (30 calendar days) after such documents have been electronically signed by you and delivered to us. After such time, if you wish for us to send you paper copies of any such documents from our office to you, we will do so at no charge to you. You may request delivery of such paper copies from us by following the procedure described below.
Withdrawing your consent
If you decide to receive notices, agreements and disclosures from us electronically, you may at any time change your mind and tell us that thereafter you want to receive required notices and disclosures only in paper format. How you must inform us of your decision to receive future notices and disclosure in paper format and withdraw your consent to receive these documents electronically is described below.
Consequences of changing your mind
If you elect to receive required notices, agreements and disclosures only in paper format, it will slow the speed at which we can complete certain steps in transactions with you and delivering services to you because we will need first to send the required documents to you in paper format, and then wait until we receive back from you your acknowledgment of your receipt of such paper documents.
Your consent only applies to the documents sent to you electronically in this package
Your consent only applies to the documents sent to you electronically in this package. If in the future, we send you other documents electronically through this electronic signing system, you will need to consent to these terms and conditions at the time of receipt.
How you decline to electronically sign the documents in this package
To decline signing electronically the documents in this envelope you must select the “I will not e-sign” button at the bottom of the email you receive from the electronic signing system. Upon making the selection to not electronically sign the document(s), both you and the sender will receive an email stating the electronic document signing consent was refused by you.
How to advise Stock Yards Bank & Trust Co of your new e-mail address
To let us know of a change in your e-mail address where we should send bank generated notices, agreements, disclosures and other documents electronically to you, you must send an email message to us at email@example.com with the following information:
How to request paper copies from Stock Yards Bank & Trust Co
- Subject Line: Change of email address for receipt of electronic signature documents through our electronic signing system; and
- Body of email: State your previous e-mail address, your new e-mail address and your full depository, loan or trust account number.
To request delivery from us of paper copies of the notices, agreements, disclosures or other documents previously provided by us to you electronically, you must send us an e-mail to firstname.lastname@example.org with the following information:
How to withdraw your consent for this package
- Subject Line: Indicate you would like paper copies of a document previously signed through our electronic signing system; and
- Body of Email: State your e-mail address, full name, US Postal address, and telephone number and reference the document you are requesting a paper copy of as well as your full depository, loan or trust account number.
Consent is required and applied for each email delivery you receive for the purpose of electronically signing documents. If you do not wish to use the electronic signing system for this package, click the button titled “I will not e-sign” at the bottom of the email you received from us.
Required hardware and software
The following system requirements apply to Adobe Sign (formerly Adobe Document Cloud eSign services or Adobe EchoSign)**.
- Microsoft Windows 10 using Microsoft Edge, Internet Explorer 11, or a current version of Firefox, or Chrome
- Microsoft Windows 8 using Internet Explorer 11 or later, or a current version of Firefox, or Chrome
- Mac OS X v11 or later using Safari 7 or later, or a current version of Firefox, or Chrome
The Microsoft Edge browser does not natively support 256-bit AES encryption of PDF files. If you are using the Edge browser, please ensure you are running the latest version of Adobe Reader
Adobe Sign mobile apps support the most recent released versions of iOS and Android:
Software required to sign a document
- Latest version and up to one version back for iOS
- Latest version and up to four versions back for Android
Electronic signatures: Applied via any supported browser
Cloud-based digital signatures: Applied via any supported browser
Software required to view a signed document (Once document is downloaded to a pc)
Adobe Reader 9.0 or later for documents secured with AES 128-bit encryption or lower
Adobe Reader 10 or later for documents secured with AES 256-bit encryption
IP Ranges to Whitelist
If you explicitly whitelist IP addresses on your network, please add the below IP ranges to your firewall:
IP ranges for outbound mail relays
If your organization whitelists IP addresses to control connection to your inbound mail servers, add the following IP addresses to your whitelist:
** These minimum requirements are subject to change. If these requirements change, you will be asked to re-accept the disclosure. Pre-release (e.g. beta) versions of operating systems and browsers are not supported.
Acknowledging your access and consent to receive materials electronically
To confirm to us that you can access this information electronically, which will be similar to other electronic notices and disclosures that we will provide to you, please verify that you were able to read this electronic disclosure and that you also were able to print on paper or electronically save this page for your future reference and access or that you were able to e-mail this disclosure and consent to an address where you will be able to print on paper or save it for your future reference and access. Further, if you consent to receiving notices and disclosures exclusively in electronic format on the terms and conditions described above, please let us know by clicking the ‘I agree’ button below.
By checking the ‘I agree’ box, I confirm that:
- I can access and read this Electronic CONSENT TO ELECTRONIC RECEIPT OF ELECTRONIC CONSUMER DISCLOSURES document; and
- I can print on paper the disclosure or save or send the disclosure to a place where I can print it, for future reference and access; and
- I consent to receive through electronic means notices, agreements, disclosures, authorizations, acknowledgements, and other documents that may be required to be provided or made available to me by Stock Yards Bank & Trust Co in relation to this package.