Checking Accounts
| Description | Checks, Deposits, Deposit Items / Mo.* | Debit Card/ Electronic Transactions | Checks | Deposits | Deposit Items | Min. Daily Balance to Avoid Service Fee | Service Fee | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|
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$100 required to open all accounts. Canceled Check Images supplied free to all accounts. Business Debit Cards supplied free to all accounts except for Business Money Market and NOW Account. * Unlimited FREE Stock Yards POS debits, ATM debits, Visa/MC debits and credit, or ACH receipts. 4 Non-Stock Yards Bank ATM transactions – FREE, in excess of 4 is $2 thereafter. Checks, Deposits and Deposit Items per month in excess of the limit are $0.30 each. ** Business Money Market Account allows a maximum of 6 withdrawals, 3 of which can be checks. |
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Business Analysis Checking |
Earnings credit is applied to average monthly collected balance as an offset against transaction fees | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Consult Treasury Management | Consult Treasury Management | |||
Business Money Market |
A limited transaction account that earns interest with a minimum balance requirement | See Below** | Six - FREE ** | Three - FREE** | Unlimited – FREE | Unlimited – FREE | $1,000 | $10.00 (if balance falls below min.) | |||
NOW Account |
An unlimited transaction account that earns interest for Sole Proprietorships and Non-Profits | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | $500 | $5.00 (if balance falls below min) | |||
Premium Business Checking |
A high volume transaction account with a minimum balance requirement | 500 | Unlimited – FREE | 500 items ($0.30 for each > 500) | $10,000 | $17.00 (if balance falls below min.) | |||||
Business Checking Plus |
A medium volume transaction account with a minimum balance requirement | 300 | Unlimited – FREE | 300 items ($0.30 for each > 300) | $3,000 | $17.00 (if balance falls below min.) | |||||
Business Checking |
A low volume transaction account with a minimum balance requirement | 150 | Unlimited – FREE | 150 items ($0.30 for each > 150) | $1,000 | $17.00 (if balance falls below min.) | |||||
Free Business Checking |
A low volume transaction account with no balance requirement | 75 | Unlimited – FREE | 75 items ($0.30 for each >75) | $0 | $0 | |||||
