MEET OUR MORTGAGE LOAN OFFICERS
(Scroll Down To See Our Complete Officer List)

Julia Atherton Senior Services Officer Mortgage Banking Group P. O. Box 37108 Louisville, KY 40233-7108 Office (502) 625-1766 Mobile (502) 426-7840 Bank (800) 625-9066 Fax (502) 625-0380 Julia.Atherton@syb.com

OVER 62?

REVERSE MORTGAGES / FHA HOME EQUITY CONVERSION

Julia Atherton, Assistant Vice President of Senior Services with Stock Yards Bank & Trust, works exclusively with Senior Citizens over the age of 62 and their families, offering options to increase financial stability.

Using an FHA Home Equity Conversion Mortgage, which is a type of “reverse mortgage” that is federally insured, Julia has helped hundreds of elderly persons to be more financially secure.

The Louisville Bar Association, Northern Kentucky Bar Association, Kentucky Real Estate Commission, and Louisville Board of Realtors offer continuing education credits for Julia’s seminars. You can reach Julia by email at Julia.atherton@syb.com or at 502-426-7840.   Click Here to learn more about FHA Home Equity Conversion Mortgages!

Steve Adams Mortgage Loan Officer Mortgage Banking Group Hillview Branch 5026 Mud Lane Louisville, KY 40229 Office (502) 625-1042 Mobile (502) 419-2684 Bank (800) 625-9066 Fax (502) 968-8946 Steve.Adams@syb.com

It’s all about helping people achieve their dreams. That is the attitude and approach to customer service that has made Steve one of Louisville’s top producers of residential loans. For more than a decade, it has been a passion that has allowed him to focus on his clients’ desires, concerns and expectations.

A graduate of the University of Louisville, Steve is a lifelong Kentuckian. His expertise has prompted local media like Fox News, the Wave 3 Troubleshooter, WLKY News and Francene from 84 WHAS, to turn to him for expert insight into the housing market. Steve is known for providing thoughtful consideration and feedback on local and national economic issues and their impact on those considering challenging financial decisions.

His research and insights have also been published in Mortgage Originator, Lending Success Magazine, Business First, and The Louisville Courier Journal.

Throughout his career, Steve has been active with the Children’s Hospital Foundation, Junior Achievement, BNI, Habitat for Humanity, and Okolona Business Leaders. His community activism underscores his dedication to the mortgage profession and helping all those around him fulfill their personal and financial goals.

Clayton Farris Mortgage Loan Officer Mortgage Banking Group Stony Brook Branch 2811 S Hurstbourne Pkwy Louisville, KY 40220 Office (502) 625-2523 Mobile (502) 523-8888 Bank (800) 625-9066 Fax (502) 495-1776 Clayton.Farris@syb.com
Clayton has received awards from the Louisville Mortgage Bankers Association for the past seven years. He supports Habitat for Humanity and Repair Affair for the Elderly and Handicapped.  “I treat my clients the same way I would expect to be treated. I enjoy taking the time to answer all questions and am always available, even after hours. Feel free to contact me daily 8:00 am to 8:00 pm EST. Please call or email me. "
	Clayton is a top residential loan officer for Stock Yards Bank and Trust Company. He is recommended by many realtors in the Kentucky and Indiana area. He has a vast knowledge of every possible type of loan product available-- from jumbo loans to first time homebuyer loans. His record of fast, courteous, and professional service brings clients back to Stock Yards Bank & Trust Company. Clayton has lending experience in all 50 states.  Please do not hesitate to call his cell phone at 502-523-8888 or email him at clayton.farris@syb.com.

Debra Manley Mortgage Loan Officer Mortgage Banking Group New Albany Branch 2860 Charlestown Rd New Albany, IN 47150 Office (502) 625-1980 Bank (800) 625-9066 Fax (812) 542-0745 Debra.Manley@syb.com

I have been the first step to homeownership for many customers for over 20 years in Southern Indiana and Louisville. I will make your first step to homeownership the easiest.  I will supply the tools needed to purchase a home along with the understanding of payments, programs and the process.   I will be with you until you take the final step into your new home.

Helen McCollum Mortgage Loan Officer Mortgage Banking Group Rudy Lane Branch 4800 Brownsboro Road Louisville, KY 40207 Office (502) 625-1012 Mobile (502) 797-0742 Bank (800) 625-9066 Fax (502) 895-9268 Helen.McCollum@syb.com

Helen has over 25 years of experience in the mortgage industry and 10 years with Stock Yards Bank.  Whether you want to purchase a new home or refinance your existing one, Helen will find the mortgage product that best suits your needs.  Her professionalism, dedication and knowledge enable her to provide exceptional service.  Helen takes great pride in Stock Yards Bank’s ability to provide superior products and services to valued customers like you.

Diana Nemec Mortgage Loan Officer Mortgage Banking Group Prospect Branch 9201 US Hwy 42 Prospect, KY 40059 Office (502) 625-9023 Mobile (502) 553-6690 Fax (502) 228-4113 Diana.Nemec@syb.com

Diana has over 25 years of experience in mortgage lending and real estate in the Louisville area.  She has worked very hard to become a respected mortgage lender, trusted by hundreds of homeowners, real estate agents, and builders.  Diana is an expert in most every aspect of fixed and adjustable mortgages, jumbo loans, FHA/VA, and first-time buyer programs.

“My promise is to earn your trust and respect by clearly explaining all financing options available, providing the most competitive terms available along with honest closing cost estimates, and assisting you every step of the way through underwriting and closing.  I know my clients have busy schedules and tight timeframes.  It is always my objective to make your purchase or re-financing as quick, efficient, and comfortable as possible”.

Here are two typical comments from my clients:

“I just wanted to take a minute to say thank you for all of your help with the purchase of our home!  I can’t express enough how thankful we are for all the hard work you put in to make this a reality.  Always being there for us, answering ALL of our questions, and taking the time to educate us on how and where our money was going was truly tremendous and an exceptional customer service experience.  Being in the same type of business where customers come first, you went above and beyond the call of duty!!  Thanks so much!!!          G.C. ...  Louisville, KY

 Again, many thanks for your efficient and professional handling of my re-finance.  You made the entire process so effortless.  I won’t hesitate to contact you for future services and to refer you to my friends and colleagues.          J.B.  …  Prospect, KY

Amy Schroeder Mortgage Loan Officer Mortgage Banking Group Carmel Branch 11450 N Meridian Street Carmel, IN 46032 Office (317) 238-2822 Mobile (317) 714-0337 Bank (800) 625-9066 Fax (317) 571-1619 Amy.Schroeder@syb.com

What sets Amy apart from her competition is not only her knowledge and expertise in the business but her personalization.  She will be there for you from taking your loan application to closing the deal. She is there for you every step of the way and after the closing with advice and an open ear.  In order to best meet your needs, Amy understands to be available even in the evening and on the weekend.  She is always looking to exceed her customer's expectations.  Working with Amy is working with someone that truly enjoys working with people and loves her job.

Amy is able to offer very competitive pricing on interest rates and closing costs.  Whether your credit is good or not so good, Stock Yards Bank and Trust will work hard to find a loan program that best fits your financing needs. 

So if you are looking to buy an existing home, build your dream home, or maybe just refinance for home improvement or debt consolidation, call Amy today and let her help you with your financial needs. 

Gina Stewart Mortgage Loan Officer Mortgage Banking Group Jeffersonville Branch 3230 E Hwy 62 Jeffersonville, IN 47130 Office (502) 625-9228 Mobile (502) 718-4404 Bank (800) 625-9066 Fax (812) 285-9183 Gina.Stewart@syb.com

Gina has many years of mortgage experience.  She has been a loan officer for over 6 years and has over 25 years of processing and underwriting experience.  She obtained her FHA and VA approval certificates which enabled her to underwrite for FHA and VA.  Her experience also includes underwriting Conventional and Housing programs. She can meet you anywhere at anytime.  Customer service is her ultimate goal in making the mortgage process as seamless as possible.  Gina regards Stock Yards Bank & Trust as a solid institution with exceptional products.  Her professionalism and knowledge along with the willingness to meet you anywhere enable her to give you exceptional service.

Lori Thomas Mortgage Loan Officer Mortgage Banking Group Fern Creek Branch 10000 Will Way Louisville, KY 40291 Office (502) 625-0896 Mobile (502) 472-7026 Fax (502) 239-2779 Lori.Thomas@syb.com

Lori Thomas has extensive knowledge in KHC, FHA, VA and Conventional loan products.  She has received one of the highest customer satisfaction survey awards for the last several years.  She will work to get you the best product available that is customized to your specific mortgage needs.  Working for you and your family is Lori’s ultimate goal.  You can call Lori at the office at (502) 625-0896 cell at (502) 472-7026 or email her at lori.thomas@syb.com.  “I LOVE helping others, regardless the size of the mortgage.”

Jeff Warner Mortgage Loan Officer Mortgage Banking Group Springhurst Branch 9400 Brownsboro Rd Louisville, KY 40241 Office (502) 625-9192 Bank (800) 625-9066 Fax (502) 426-6556 Jeff.Warner@syb.com

With over twelve years of experience in the mortgage business, Jeff can make purchasing or refinancing your home easier by giving you a professional viewpoint, having competitive pricing and offering same day pre-qualifications.  He listens to the specific needs of every client and provides them with mortgage options and a solution.  Stock Yards Bank & Trust, since 1904, is now servicing our conventional mortgages and our dedicated team in the Mortgage Banking Group in downtown Louisville can process, underwrite, close, and fund your loan as soon as Jeff helps you get the application process started.  Having a knowledgeable loan officer and the rest of the group all in one place streamlines the loan approval process and eliminates the uncertainty in such a rapid changing mortgage market.  Jeff answers his phone day or night throughout the week and even on the weekends.  Jeff can meet anywhere for appointments!  Call or email now to put Jeff to work for you.

Jan Weber Mortgage Loan Officer Mortgage Banking Group St. Matthews Branch 3794 Lexington Rd Louisville, KY 40207 Office (502) 625-2429 Bank (800) 625-9066 Fax (501) 894-9931 Jan.Weber@syb.com
Jan Weber has faithfully served the community as a loan officer for over 30 years.  You need only look to her list of loyal clients to understand how she will best serve your personal needs. Listening to the  client's unique needs is her key to locating the most appropriate mortgage options at a competitive value in the least amount of time. Call today to take the first, painless step toward obtaining your next mortgage.